Most successful people have both a CPA and a wealth advisor.
Few enjoy the benefits of having them work together as a coordinated team.
An advisory blind spot
What happens when your accountant and financial planner don’t know each other?
Your wealth advisor builds an investment strategy without seeing your complete tax return – and your CPA files taxes without knowing the exact makeup and plans for your portfolio.
The result? Missed opportunities and inefficient decisions that cost you money.
What happens when they connect
Better tax planning throughout the year
When your CPA knows your investment timeline, they can suggest strategic moves before year-end. Harvest losses when they matter. Time income recognition. Structure transactions the right way from the start.
Smarter investment decisions
Your wealth advisor can design portfolios that fit your actual tax situation, not a generic one. High earner? Expecting a windfall? Planning to exit from your business? Your investment approach should reflect every financial angle.
Retirement strategies that actually work
Roth conversions, timing Social Security, required minimum distributions…these decisions live at the intersection of taxes and investments. When both advisors understand your full picture, you get recommendations that make sense for both.
Estate planning that holds up
Gift strategies and trust structures have immediate tax implications. Your CPA spots potential issues before they’re locked in. Your wealth advisor structures assets in ways that your CPA can actually work with.
A team of advisors who see the same financial picture you do
For too long, your two most important advisors have helped you make financial decisions in a vacuum.
The way forward is to create an environment where tax moves and investment choices live in the same conversation. It’s a simple recipe for better advice.
